Loan Features:

  • Free redraws
  • Free Visa debit card with offset for each borrower
  • Flexible repayment option
  • Loan splits option for guarantor loan amount
  • Family Assistance with a security guarantee to buy owner occupied or investment security
  • Lending up to 110% LVR to cover the purchase price plus cost
  • Limited personal guarantee that limits the guarantors liability to specific amount

Eligibility Requirements:

  • Australian Residents and citizen living and working in Australia
  • Clear Credit history and Non- conforming/ credit impaired both acceptable
  • Guarantor is available for both owner occupied and investment purpose
  • Immediate family member to be the security guarantor
  • Guarantors to be service the guarantee portion. Borrower with strong asset position can be exempted from servicing
  • First mortgage over Guarantors security will be registered

Securities:

  • Standard residential and habitable security
  • Securities up to 10 HA
  • All metro , cat 1 and cat 2 securities acceptable